Income Guidelines for 2025

We are targeting households that earn at or below 80% Area Median Income:

1 person $68,900 / 2 people $78,750 / 3 people $88,600 

4 people 98,400 / 5 people 106,300 

Based on  HUD INCOME LIMITS for the Newburgh Metro Area and updated annually. HUD has said that the 2026 income limits will be published in May 2026.

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nclB's home ownership program

house to home

OVERVIEW

NCLB's House to Home program was launched in 2017 to market fully renovated properties to Newburgh residents who are first time home-buyers. So far we have sold homes on Farrington, Lander & Johnston Street and S.Miller.

We are currently starting renovations on 4 more properties on S. Miller, Chambers, Dubois and First Streets. They are all 2 and 3 family homes. We are co-developing these properties with our General Contractor, Carlos Carbonero, a seasoned builder who has renovated several of our other House to Home properties. As with the previous ones, the properties will be beautifully renovated in collaboration with local architect Jeff Wilkinson to historic district standards. They are being sold below market rate and offer 1 or 2 rental units to help the owner occupants cover costs.

If you or someone you know is interested, you can contact Eileen Clifford at Pathstone --eclifford@pathstone.org --to start the home buyer classes required to prequalify for a low interest SONYMA mortgage with local lenders and find out about other grants that might reduce your purchase price and closing costs. Sign up for notifications below.